Australians no longer wish to rely on the traditional retiring age and government pension. Most clients wish to retire at a time of their own choosing and provide for themselves rather than rely on an inadequate age pension.
We help our clients achieve their aim by providing strategic retirement planning solutions that help to finance the lifestyle they want throughout their retirement. We assist well over 200 of our clients with their own personal Self Managed Superannuation Funds. Each year we provide them with peace of mind, secure in the knowledge that they are fully compliant with the superannuation laws.
Advice
Overall planning and general advice relating to contributions, investments and the superannuation structure for your situation in the current legislative and taxation environment.
DIY Superannuation
We can help you establish a Self Managed Superannuation Fund where you personally act as trustee. We will undertake all the administration work to ensure the fund is fully compliant with the tax and superannuation laws. We currently look after well over 200 self managed superannuation funds for clients.
Personal Superannuation
Barringtons can provide superannuation solutions if you need to plan for your retirement on an individual basis.
Taxation
We have a dedicated team to provide advice on all aspects of superannuation, including tax return preparation services.
Audit
We audit well over 200 Superannuation Funds each year for clients and external parties.
Employer Superannuation and Choice of Funds
Employers have many legal obligations to provide superannuation on behalf of employees. Not least of these is the requirement to make superannuation guarantee contributions and provide employees with a choice of fund. We can tailor solutions and find a suitable default fund which will help you with the responsibility of providing superannuation for your workforce. We can assist whether you have two employees or 2,000.
Retirement Planning & Advice
We offer comprehensive advice on your superannuation and investments and help you make sense of legislation and taxation changes. We keep you up to date on any new products and ensure you receive any government benefits that may be available.
Pensions & Benefits
The requirements that must be met before you can access a benefit are complex. We can explain in simple clear terms the different types of benefits and when you are entitled to access them. Benefits include lump sums, transition to retirement pensions, full pensions and reversionary pensions.
Account Based Pensions
You can invest your eligible superannuation savings in an account based pension to receive a regular income stream. You have the flexibility to choose payment amounts within limits set by the government.
Financial Planners
We work closely with financial planners to ensure that all your professional advisers are focused on you achieving your retirement goals. If you don't have a financial planner and wish to use one, we can refer you to a reputable company.
Complexity & Jargon
The area of superannuation and retirement is notoriously complex with ever-changing rules. It is made even more complicated by unnecessary jargon and terminology. We explain everything in very clear and simple terms so that you can fully understand the issues and make the best decision for yourself, rather than merely rely on the advice of you’re advisor.